Bread Cashback™ American Express® Credit Card Puts More in Your Pocket

Earn unlimited 2% cash back when you use your Bread Cashback Card1, plus receive exclusive American Express benefits.2

Your Card Benefits Add Up

2%
Cash Back
Earn 2% unlimited cash back when you use your Bread Cashback Card.¹ No rewards caps, opt-ins or categories to manage.
No Annual Fee
Enjoy all the benefits of an American Express card with no annual fee or Foreign Transaction Fees.³
Rewards Your Way
Redeem cash back via direct deposit or as a credit on your statement.

Enjoy Premium Benefits From American Express

Powerful Purchase Protection

Items stolen or damaged? We've got you covered.²

ID Theft Insurance

Rest easy–we'll reimburse you in case of identity theft, credit card forgery and counterfeiting.²

Exclusive Entertainment Access

Get access to presale tickets for concerts, theater, sports and more all year round.²

Dining Discounts

Enjoy up to 20% off of your bill or a free appetizer at participating restaurants.²

 

 

Frequently Asked Questions

If you’re ready to apply, go here, or select the Apply Now button.

No, there is no annual fee associated with this card.3

 

3Review important rate, fee, and other cost information.

No, Bread Cashback does not charge a fee for using your Bread Cashback Card for foreign currency transactions.3

 

3Review important rate, fee, and other cost information.

It’s easy, purchases with your Bread Cashback Card will earn you 2% unlimited cash back with no rewards caps, opt-ins or categories to manage.1

 

1Offer is exclusive to Bread Cashback American Express Credit Card holders enrolled in the Bread Cashback program. Cashback can be redeemed as statement credit or direct deposit. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please visit comenity.net/breadcashback/termsandconditions.

You can sign in to Account Center to request reward redemption. There are no minimum rewards amount thresholds you need to meet and cash back does not expire. So, sign in and request your cash back rewards however and whenever it’s most convenient to you. Your Bread Cashback Card provides the choice of direct deposit or statement credit. Please reference the Rewards Terms and Conditions for full program details.

There is no maximum on everyday purchases. Use your card everywhere American Express® is accepted and earn 2% cash back. Bonus cash back for special offers may have a maximum amount that can be earned as part of the promotion. Please reference the Rewards Terms and Conditions for full program details.

Cash back rewards do not expire. Rewards are subject to Rewards Terms and Conditions

You can visit your Account Center to activate online today or dial the number on the back of your card. Please have your new card and information ready. You’ll also have the opportunity to activate cards for authorized buyers by adding the last four digits of the other cards on the account.

You can pay your Bread Cashback Card bill online 24 hours a day, 7 days a week in your Account Center. To avoid a late fee, your payment must be successfully submitted by 5:00 p.m. (ET) on or before your due date.

  

1 Offer is exclusive to Bread Cashback American Express Credit Card holders enrolled in the Bread Cashback program. Cashback can be redeemed as statement credit or direct deposit. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. Please reference the Rewards Terms and Conditions for full program details.

 

2 Certain terms, conditions, and exclusions apply. For more details, visit American Express.

 

3 Review important rate, fee, and other cost information.

Credit card offers are subject to credit approval.

American Express is a registered trademark of American Express. This Card is issued by Comenity Capital Bank pursuant to a license from American Express.