Powerful Purchase Protection
Items stolen or damaged? We've got you covered.²
Frequently Asked Questions
If you’re ready to apply, go here, or select the Apply Now button.
No, there is no annual fee associated with this card.3
3Review important rate, fee, and other cost information.
No, Bread Cashback does not charge a fee for using your Bread Cashback Card for foreign currency transactions.3
3Review important rate, fee, and other cost information.
It’s easy, purchases with your Bread Cashback Card will earn you 2% unlimited cash back with no rewards caps, opt-ins or categories to manage.1
1Offer is exclusive to Bread Cashback American Express Credit Card holders enrolled in the Bread Cashback program. Cashback can be redeemed as statement credit or direct deposit. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please visit comenity.net/breadcashback/termsandconditions.
You can sign in to Account Center to request reward redemption. There are no minimum rewards amount thresholds you need to meet and cash back does not expire. So, sign in and request your cash back rewards however and whenever it’s most convenient to you. Your Bread Cashback Card provides the choice of direct deposit or statement credit. Please reference the Rewards Terms and Conditions for full program details.
There is no maximum on everyday purchases. Use your card everywhere American Express® is accepted and earn 2% cash back. Bonus cash back for special offers may have a maximum amount that can be earned as part of the promotion. Please reference the Rewards Terms and Conditions for full program details.
Cash back rewards do not expire. Rewards are subject to Rewards Terms and Conditions
You can visit your Account Center to activate online today or dial the number on the back of your card. Please have your new card and information ready. You’ll also have the opportunity to activate cards for authorized buyers by adding the last four digits of the other cards on the account.
You can pay your Bread Cashback Card bill online 24 hours a day, 7 days a week in your Account Center. To avoid a late fee, your payment must be successfully submitted by 5:00 p.m. (ET) on or before your due date.
1 Offer is exclusive to Bread Cashback American Express Credit Card holders enrolled in the Bread Cashback program. Cashback can be redeemed as statement credit or direct deposit. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. Please reference the Rewards Terms and Conditions for full program details.
2 Certain terms, conditions, and exclusions apply. For more details, visit American Express.
3For new accounts, as of September 2022: Variable Purchase APR of 17.74%, 25.24%, or 29.24% based on the Prime Rate. Balance Transfer APR of 26.99%. Variable Cash Advance APR of 29.24%, based on Prime Rate. Minimum Interest Charge is $2. Balance Transfer Fee of the greater of $10 or 5% of the transfer. Cash Advance Fee of the greater of $10 or 5% of the advance.
Credit card offers are subject to credit approval.
American Express is a registered trademark of American Express. This Card is issued by Comenity Capital Bank pursuant to a license from American Express.
