Since day one, we’ve been the experts at private label credit, tailoring white-label programs for some of the world’s top brands.
Why Bread Financial?
We deliver solutions for any budget and life stage. We’ve helped brands like you build lasting customer loyalty and increase sales for more than 30 years. And we do it through tech-forward tools, products, and data-driven customer insights.
Trusted By Leading Brands
Bread Financial is a valued partner to many of the world’s most recognizable brands. While our roots are in retail, we’ve applied our expertise to an ever-expanding list of brand partners across a multitude of industries and verticals.
Our Products
Through investments in marketing and technology, our co-brand programs reach your customers at just the right moments, with just the right offer.
Big-ticket, medical provider, and home improvement solutions that will give customers access to simple, real-time personalized financing options, including private label, SplitPay, and Installments.
The techniques may be different, but the goal is the same: to provide business customers with more reasons to purchase, and purchase more often with you.
Installments are an easy and effective Buy Now, Pay Later (BNPL) option that allow your customers to make a purchase now and pay over time in monthly payments.
Bread SplitPay™ is a Buy Now, Pay Later (BNPL) option allowing your customers to split up their purchase into four equal, interest-free payments over six weeks using their credit or debit card.
Innovative Ideas & Industry Insights
Our innovation and technology ensure your customers enjoy greater product options, better capabilities, and a more personal experience. We make it happen by envisioning and developing proprietary products and solutions.
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