Credit Cards for the way you want to earn

Whether you choose to earn unlimited cash back or everyday rewards, we have the right Card for you! Learn more about what our Cards offer, or sign in to your account today.

Bread Cashback™ American Express® Credit Card

bread cashback card

Earn unlimited cash back on purchases when you use your Bread Cashback Card

2%

cash back on purchases1

No rewards caps, opt-ins or categories to manage

No limits on the cash back you earn

$0 annual fee3

No foreign transaction fees3

Benefits2

  • Purchase protection
  • Zero fraud liability
  • ID theft insurance
  • Car rental discounts and insurance
  • Dining and travel discounts
  • Entertainment access
  • Amex Offers
Learn more Rewards terms & conditions

Bread Rewards™ American Express® Credit Card

bread rewards card

Earn points every day on purchases when you use your Bread Rewards Card

3%

on gas station, grocery store, dining and utility purchases4

1%

on all other purchases4

+ 25%

extra points every billing cycle you make 20 or more purchases5

$0 annual fee7

No foreign transaction fees7

Benefits6

  • Purchase protection
  • Zero fraud liability
  • Travel accident insurance
  • Emergency assistance
  • Dining and travel discounts
  • Entertainment access
  • Amex Offers
Learn more Rewards terms & conditions

Bread Cashback™ American Express® Credit Card

1Offer is exclusive to Bread Cashback™ American Express® Credit Card members enrolled in the Bread Cashback Credit Card program. Cash back can be redeemed as statement credit or direct deposit. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. Please reference the Rewards Terms and Conditions for full program details.

2Certain terms, conditions, and exclusions apply. For more details, visit American Express.

3Review important rate, fee, and other cost information.

Credit card offers are subject to credit approval.

American Express is a registered trademark of American Express. This Card is issued by Comenity Capital Bank pursuant to a license from American Express.

Bread Rewards™ American Express® Credit Card

4Offer is exclusive to Bread Rewards™ American Express® Credit Card members enrolled in the Bread Rewards Credit Card program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Bank does not have the ability to control assignment of merchant codes. Grocery stores excludes wholesale clubs. Dining excludes food delivery services. Utilities are limited to electric, gas, water and sanitary services. This rewards program is provided by Comenity Bank and its terms may change at any time. Please reference the Rewards Terms and Conditions for full program details.

5For bonus earnings, the purchase must post prior to the end of the bonus event. Offer is exclusive to Bread Rewards™ American Express® Credit Card members enrolled in the Bread Rewards Credit Card program. This rewards program is provided by Comenity Bank and its terms may change at any time. Please reference the Rewards Terms and Conditions for full program details. Extra points will be awarded on total point balance earned in a specific billing cycle. The bonus event is defined as your billing cycle.

6 Certain terms, conditions, and exclusions apply. For more details, visit American Express.

7Review important rate, fee, and other cost information.

Credit card offers are subject to credit approval.

American Express is a registered trademark of American Express. This Card is issued by Comenity Bank pursuant to a license from American Express.