Rewards Details

Comenity® Mastercard® Benefit Details

Earn Cash Back rewards with every Comenity® Mastercard® Credit Card purchase.¹

All Cash Back offers are paid as a statement credit.

• $100 cash back when you spend $500 or more within 90 days of account opening.² 
• 1.5% unlimited cash back when you use your Comenity Mastercard.¹ 
• Enjoy all the benefits of your Comenity Mastercard with no annual fee.³
• Experience Mastercard network benefits, including identity theft protection.⁴

¹Offer is exclusive to Comenity® Mastercard® Credit Card holders enrolled in the Comenity Rewards program. This rewards program is provided by Comenity Bank and its terms may change at any time. For full Rewards Terms and Conditions, please review comenity.net/comenitycard/termsandconditions. Once earned, you must redeem for statement credit at www.comenity.net/comenitycard.

²Valid one time only. Offer is exclusive to Comenity® Mastercard® Credit Card holders enrolled in the Comenity Rewards program. Maximum of $100. Purchases do not include returns, refunds or credit adjustments, balance transfers, cash advances, interest charges, and fees of any kind. Once earned, the offer will be automatically fulfilled as a $100 statement credit within 2 billing cycles.

³Review important rate, fee, and other cost information.

⁴Mastercard® Card benefits are benefits associated with Mastercard®. Certain terms, conditions and exclusions apply. For Full Benefits Terms and Conditions, please reference your Guide to Benefits or call 1-800-Mastercard.

Credit card offers are subject to credit approval.

Comenity® Mastercard® Credit Card Accounts are issued by Comenity Bank pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

Card Benefits

1. Rewards disclosure 

2. Amex 

3. No annual fee disclosure / No FX 

1 Offer is exclusive to Bread Cashback American Express Credit Card holders enrolled in the Bread Cashback program. Cashback can be redeemed as statement credit or direct deposit. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please visit: comenity.net/breadcashback/termsandconditions.

2 Certain terms, conditions, and exclusions apply. For more details, visit: https://www.americanexpress.com/us/network/breadfinancial/breadcashback

3 Review important rate, fee, and other cost information.

<review link: 
comenity.net/legaldocs/breadcashback/legal-documents/cca>

Credit card offers are subject to credit approval.

American Express is a registered trademark of American Express. This Card is issued by Comenity Capital Bank pursuant to a license from American Express.

Savings Account Details

*ANNUAL PERCENTAGE YIELD (APY): All Comenity Direct APYs are accurate as of 03/23/2022. APYs are subject to change at any time without notice. Offers apply to personal accounts only. Fees may reduce earnings.

For high-yield savings accounts, a minimum of $100 is required and must be deposited in a single transaction. For high-yield savings accounts, the rate may change after the account is opened.

^†Rates are compared against competitor rates published by Bankrate.com and the institutions themselves as of 03/18/2022. Bankrate.com obtains the data from the various banks that it tracks and its accuracy cannot be guaranteed.

Card Details

$15 towards your first purchase when you open and use your Victoria's Secret Credit Card.¹

¹Minimum purchase required to redeem. See offer for full terms and conditions. Offer will be received in your cart or via email after you open your new account. Must have valid email address and U.S. mailing address. Sign in to your VictoriasSecret.com account to begin your application for the Victoria’s Secret Credit Card Program. Offer not redeemable for cash or credit. Offer not valid on previous purchases, gift cards and clearance items. Additional limitations may apply. Offer may be modified or discontinued at any time with or without notice.

Credit card offers are subject to credit approval.

Victoria's Secret Credit Card Accounts are issued by Comenity Bank.

Card Details

Open and use an Ultamate Rewards® Mastercard® Credit Card or Ultamate Rewards® Credit Card to save 20% off on all products and services on your first Ulta Beauty purchase.¹

Plus earn 2x points everyday. 2 points per $1 spent at Ulta Beauty with your Ultamate Rewards® credit card.²

¹Valid one time only. Duplicated offers will not be accepted. Excludes gift cards and prior purchases. If approved online, you must be opted into Ulta Beauty emails to receive 20% off coupon. 

²Mentioned earning based on Base member level. Offer is exclusive to Ultamate Rewards® or Ultamate Rewards® Mastercard® credit card holders enrolled in the Ultamate Rewards® program. This rewards program is provided by Ulta Beauty® and its terms may change at any time. For full Rewards Terms and Conditions, please visit ulta.com/rewards.

Credit card offers are subject to credit approval. 

Ultamate Rewards® Credit Card Accounts are issued by Comenity Capital Bank.

Ultamate Rewards® Mastercard® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

Card Details

20% off your first Petco purchase when you open and use your Petco Pay Mastercard® Credit Card or Petco Pay Credit Card at the time of account opening.¹

¹Application and approval must occur same day to receive the offer. Valid one time only.

Credit card offers are subject to credit approval.

Petco Pay Credit Card Accounts are issued by Comenity Capital Bank.

Petco Pay Mastercard Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

Card Details

Special Financing for up to 36 months¹ on purchases of $300 for 6 months, $750 for 12 months, $3000 for 18 months and $1500 for 36 months made with your Kay Jewelers Credit Card at Kay Jewelers.  

¹Minimum payments are required for each Credit Plan. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement and minimum interest charge.

Credit card offers are subject to credit approval.

Kay Jewelers Credit Card Accounts are issued by Comenity Bank.