Rewards Details

Comenity® Mastercard® Benefit Details

Earn Cash Back rewards with every Comenity® Mastercard® Credit Card purchase.¹

All Cash Back offers are paid as a statement credit.

• $100 cash back when you spend $500 or more within 90 days of account opening.² 
• 1.5% unlimited cash back when you use your Comenity Mastercard.¹ 
• Enjoy all the benefits of your Comenity Mastercard with no annual fee.³
• Experience Mastercard network benefits, including identity theft protection.⁴

¹Offer is exclusive to Comenity® Mastercard® Credit Card holders enrolled in the Comenity Rewards program. This rewards program is provided by Comenity Bank and its terms may change at any time. For full Rewards Terms and Conditions, please review comenity.net/comenitycard/termsandconditions. Once earned, you must redeem for statement credit at www.comenity.net/comenitycard.

²Valid one time only. Offer is exclusive to Comenity® Mastercard® Credit Card holders enrolled in the Comenity Rewards program. Maximum of $100. Purchases do not include returns, refunds or credit adjustments, balance transfers, cash advances, interest charges, and fees of any kind. Once earned, the offer will be automatically fulfilled as a $100 statement credit within 2 billing cycles.

³Review important rate, fee, and other cost information.

⁴Mastercard® Card benefits are benefits associated with Mastercard®. Certain terms, conditions and exclusions apply. For Full Benefits Terms and Conditions, please reference your Guide to Benefits or call 1-800-Mastercard.

Credit card offers are subject to credit approval.

Comenity® Mastercard® Credit Card Accounts are issued by Comenity Bank pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

Card benefits

• Earn 2% unlimited cash back on purchases when you use the Bread Cashback^TM American Express® Credit Card.¹
• Get peace of mind with American Express purchase protection, ID theft insurance and more.²
• No annual fee and no Foreign Transaction Fees.³

¹ Offer is exclusive to Bread Cashback American Express Credit Card holders enrolled in the Bread Cashback program. Cashback can be redeemed as statement credit or direct deposit. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. Please reference the Rewards Terms and Conditions for full program details.

² Certain terms, conditions, and exclusions apply. For more details, visit American Express.

³ For new accounts, as of 09/2023: Variable Purchase APR of 20.74%, 31.24% or 35.24% based on your credit worthiness at the time of account opening and the Prime Rate. Balance Transfer APR of 26.99%. Variable Cash Advance APR of 35.24%, based on Prime Rate. Minimum Interest Charge is $3. Balance Transfer Fee of the greater of $10 or 5% of the transfer. Cash Advance Fee of the greater of $10 or 5% of the advance.

Credit card offers are subject to credit approval.

American Express is a registered trademark of American Express. This Card is issued by Comenity Capital Bank pursuant to a license from American Express.

Savings account details

*ANNUAL PERCENTAGE YIELD (APY): All Bread Savings APYs are accurate as of 9/28/2023. APYs are subject to change at any time without notice. Offers apply to personal accounts only. Fees may reduce earnings.

For high-yield savings accounts, a minimum of $100 is required and must be deposited in a single transaction. For high-yield savings accounts, the rate may change after the account is opened.

^†Rates are compared against competitor rates published by Bankrate.com and the institutions themselves as of 9/26/2023. Bankrate.com obtains the data from the various banks that it tracks and its accuracy cannot be guaranteed.

Card Details

¹Minimum purchase required to redeem. See offer for full terms and conditions. Offer will be received in your cart or via email after you open your new account. Must have valid email address and U.S. mailing address. Sign in to your VictoriasSecret.com account to begin your application for the Victoria’s Secret Credit Card Program. Offer not redeemable for cash or credit. Offer not valid on previous purchases, gift cards and clearance items. Additional limitations may apply. Offer may be modified or discontinued at any time with or without notice.

Credit card offers are subject to credit approval.

Victoria's Secret Credit Card Accounts are issued by Comenity Bank.

Victoria's Secret Mastercard® Credit Card Accounts are issued by Comenity Bank pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

Card Details

Open and use an Ultamate Rewards® Mastercard® Credit Card or Ultamate Rewards® Credit Card to save 20% off on all products and services on your first Ulta Beauty purchase.¹

Plus earn 2x points everyday. 2 points per $1 spent at Ulta Beauty with your Ultamate Rewards® credit card.²

¹Valid one time only. Duplicated offers will not be accepted. Excludes gift cards and prior purchases. If approved online, you must be opted into Ulta Beauty emails to receive 20% off coupon. 

²Mentioned earning based on Base member level. Offer is exclusive to Ultamate Rewards® or Ultamate Rewards® Mastercard® credit card holders enrolled in the Ultamate Rewards® program. This rewards program is provided by Ulta Beauty® and its terms may change at any time. For full Rewards Terms and Conditions, please visit ulta.com/rewards.

Credit card offers are subject to credit approval. 

Ultamate Rewards® Credit Card Accounts are issued by Comenity Capital Bank.

Ultamate Rewards® Mastercard® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

Card Details

$100 cash back when you open and spend $500 on purchases outside of the NFL in your first 90 days from open date. Paid as a statement credit.¹

¹Valid one time only. Offer is exclusive to NFL Extra Points Visa® Credit Card holders enrolled in the NFL Extra Points program. Maximum of $100 cash back. Offer excludes all NFL purchases including NFLShop.com, NFL stadium purchases and NFL tickets made at NFL Team Ticket Offices, Ticketmaster, StubHub and SeatGeek. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please visit comenity.net/nflvisa.

Credit card offers are subject to credit approval.

Your team branded Extra Points Visa Credit Card represents your team affiliation within the NFL Extra Points Visa Credit Card program. Any reference to your team affiliated Extra Points Visa Credit Card is equivalent to the NFL Extra Points Visa Credit Card.

NFL Extra Points Visa® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.

Card Details

Special Financing for up to 36 months¹ on purchases of $300 for 6 months, $750 for 12 months, $3000 for 18 months and $1500 for 36 months made with your Kay Jewelers Credit Card at Kay Jewelers.  

¹Minimum payments are required for each Credit Plan. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement and minimum interest charge.

Credit card offers are subject to credit approval.

Kay Jewelers Credit Card Accounts are issued by Comenity Bank.

Card Details

¹ Valid one time only. Offer is exclusive to AAA Daily Advantage Visa Signature Credit Card or AAA Travel Advantage Visa Signature credit card holders enrolled in the AAA Daily Advantage or AAA Travel Advantage program. Maximum of $100 statement credit per account. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see Daily: AAA.com/AdvantageDailyTerms or Travel: AAA.com/AdvantageTravelTerms.

Credit card offers are subject to credit approval.

AAA Daily Advantage and AAA Travel Advantage Visa Signature® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.